Based on available betting information from November 14, 2025, specific odds for this W15 Clemson match between Annabelle Xu and Bella Payne are not clearly detailed in the search results. However, Bella Payne, ranked 588 in the ITF Women's rankings as of November 13, 2025, appears to be an active competitor in this tournament level. Without concrete odds data, a definitive favorite cannot be established from the provided information.

The match is scheduled to start at 3:00 PM on November 14, 2025. Based on the tournament location in Clemson, South Carolina, this corresponds to 3:00 PM EST (Eastern Standard Time).

The W15 Clemson tournament takes place in Clemson, South Carolina, USA on hard courts. The tournament runs from November 10-16, 2025, and is hosted by the Clemson Area Chamber of Commerce with a prize pool of $15,000. Specific stadium name and capacity details are not provided in the available information.

A detailed prediction with odds analysis cannot be provided as specific betting odds from reputable sportsbooks are not included in the search results. Both players are competing at the ITF W15 level, with Bella Payne showing recent activity in the tournament circuit. Additional statistical comparison data would be needed for a comprehensive prediction.

No direct head-to-head record between Annabelle Xu and Bella Payne is available in the search results. Annabelle Xu, from Canada, recently lost to Lilian Poling on November 13, 2025, while Bella Payne from the USA has been competing in ITF tournaments. This appears to be their first meeting or their head-to-head history is not documented in the available sources.